Firms that offer health policies conduct medical examinations to assess how healthy an applicant is. These tests basically include blood and urine tests which are analyzed for illegal substances such as marijuana. For this reason, most marijuana smokers do not like the idea of applying for Bucks county health insurance for the sole reason of getting prosecuted. The truth is that, in case you are one, you are still eligible if you followed the following clear-cut tips.
Bear in mind that one is shielded by law thanks to the Health Insurance Portability and Accountability (HIPPA) act that makes sure there is no violation of your privacy as well as trust at any time. This is very helpful because you can rest assured that you are not on a collision course with the law despite being a marijuana smoker.
In the past, marijuana smokers were at an enormous disadvantage of being eligible for such a cover. Fortunately, nowadays there are firms that offer this even after an individual is tested positive for marijuana. This essentially means that however the result turns out, one is assured that that there is a way forward.
The extent of marijuana use plays a pivotal role in determining the premium rates of your policy. Should you be a frequent user, it might be an uphill task to enjoy the benefits of a comprehensive package such as a wide range of coverage as well as affordability. A non-user will in most cases pay less than one who smokes marijuana.
In case you are a recreational user, it would be wise to quit this habit before you apply for a policy. Marijuana traces stay in your body for about 4 to 8 weeks and this is dependent on the rate of metabolism and other factors. It is imperative to stop usage for 3 months prior to applying for cover so as to increase probability of it going through successfully.
The general perception by many is that use of marijuana completely locks one out of getting a health policy. The truth is that all they need to do is get relevant information on how to handle the situation. The above suggestions will be very helpful in such a case.
Bear in mind that one is shielded by law thanks to the Health Insurance Portability and Accountability (HIPPA) act that makes sure there is no violation of your privacy as well as trust at any time. This is very helpful because you can rest assured that you are not on a collision course with the law despite being a marijuana smoker.
In the past, marijuana smokers were at an enormous disadvantage of being eligible for such a cover. Fortunately, nowadays there are firms that offer this even after an individual is tested positive for marijuana. This essentially means that however the result turns out, one is assured that that there is a way forward.
The extent of marijuana use plays a pivotal role in determining the premium rates of your policy. Should you be a frequent user, it might be an uphill task to enjoy the benefits of a comprehensive package such as a wide range of coverage as well as affordability. A non-user will in most cases pay less than one who smokes marijuana.
In case you are a recreational user, it would be wise to quit this habit before you apply for a policy. Marijuana traces stay in your body for about 4 to 8 weeks and this is dependent on the rate of metabolism and other factors. It is imperative to stop usage for 3 months prior to applying for cover so as to increase probability of it going through successfully.
The general perception by many is that use of marijuana completely locks one out of getting a health policy. The truth is that all they need to do is get relevant information on how to handle the situation. The above suggestions will be very helpful in such a case.
About the Author:
A reputable Bucks County health insurance company provides constructive advice and tips to local clients. To set up a consultation with one of the reps today, go to this site http://www.avantibenefits.com/.
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