As a result of the fact that we don't take out the time to do comparison shopping on auto insurance, millions of Americans pay too much money, more than they would normally be paying. In reality, though they don't realize it, it only takes a few minutes to do the comparison shopping and get very cheap auto insurance quotes with ease.
Follow these 3 simple steps for the cheapest auto insurance quotes:
Step 1: Compare auto insurance quotes.
The quickest and simplest method of comparing quotes is to do this online instead of going from one company to another (Which you can also do). The websites where this can be done allow you fill out a single form just once and with that information give you quotes from several companies.
When you shop online for auto insurance it will only take a few moments of your time, and your can see all of your quotes and choose the insurance you want in the comfort of your home.
You'll be able to get the best companies, from these websites, and by so doing avert the sales pitch that these insurance companies are sure to give you if you were to go to them in person. Look for those that offer the least rates with the most coverage adequate then go over to the next step.
Step 2: Increase your deductible.
Ensure you have that amount at least securely set aside before raising your deductible. Then, find out from the companies you are considering how much your premium will be lowered if you raise your deductible to $1,000.
Before your insurance kicks in, the amount you are willing to pay up front for any repairs on a claim is the deductible. Most people have a $250 deductible, but by raising that to $1,000, you can save between 30 and 50 percent every year on your premium. The simplest and best way to getting the cheapest car insurance quotes is to raise your deductible.
Step 3: Take advantage of discounts.
All auto insurance companies have discounts available that you can take advantage of. They are usually not applied till you ask for them though you may already qualify for them. So, give the companies you're looking at a call to get a list of all the discounts they offer to see how many you already qualify for, and how many more you could easily take advantage of.
Among the discounts that car insurance companies offer, the most common are:
- Having anti-theft devices, including car alarm installed. - Having various safety features such as air bags or anti-lock brakes - Driving fewer miles than average. - Taking education courses for drivers. - Maintaining a good driving record - Parking your car in a parking garage. - Keeping up a good credit score with the credit companies
These three steps when followed will put you on your way to getting the most inexpensive car insurance there is. The amount of time you'll put in that will save you hundreds of dollars yearly on insurance isn't at all much.
Follow these 3 simple steps for the cheapest auto insurance quotes:
Step 1: Compare auto insurance quotes.
The quickest and simplest method of comparing quotes is to do this online instead of going from one company to another (Which you can also do). The websites where this can be done allow you fill out a single form just once and with that information give you quotes from several companies.
When you shop online for auto insurance it will only take a few moments of your time, and your can see all of your quotes and choose the insurance you want in the comfort of your home.
You'll be able to get the best companies, from these websites, and by so doing avert the sales pitch that these insurance companies are sure to give you if you were to go to them in person. Look for those that offer the least rates with the most coverage adequate then go over to the next step.
Step 2: Increase your deductible.
Ensure you have that amount at least securely set aside before raising your deductible. Then, find out from the companies you are considering how much your premium will be lowered if you raise your deductible to $1,000.
Before your insurance kicks in, the amount you are willing to pay up front for any repairs on a claim is the deductible. Most people have a $250 deductible, but by raising that to $1,000, you can save between 30 and 50 percent every year on your premium. The simplest and best way to getting the cheapest car insurance quotes is to raise your deductible.
Step 3: Take advantage of discounts.
All auto insurance companies have discounts available that you can take advantage of. They are usually not applied till you ask for them though you may already qualify for them. So, give the companies you're looking at a call to get a list of all the discounts they offer to see how many you already qualify for, and how many more you could easily take advantage of.
Among the discounts that car insurance companies offer, the most common are:
- Having anti-theft devices, including car alarm installed. - Having various safety features such as air bags or anti-lock brakes - Driving fewer miles than average. - Taking education courses for drivers. - Maintaining a good driving record - Parking your car in a parking garage. - Keeping up a good credit score with the credit companies
These three steps when followed will put you on your way to getting the most inexpensive car insurance there is. The amount of time you'll put in that will save you hundreds of dollars yearly on insurance isn't at all much.
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