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Friday, 1 March 2013

Know The Various Benefits Of CPF Investment

By Maicel Ryan


Through the Central Provident Fund (CPF) system, which the Singaporean government started in 1955, a portion from the salaries of workers is collected to be used for their retirement. When a worker reaches 55 years of age or meets the minimum requirements for CPF, he or she can use the sum to acquire life annuity from an insurance company or leave the money in the retirement account.

Today, the CPF scheme has four primary functions, namely: Retirement, Healthcare, Home Ownership, Family Protection and Asset Enhancement. It means employees are not only assured that they'll have money after retiring, but they can also obtain financial support when they get sick, buy their own home, or even invest their money to make it grow faster.

Invest Your CPF The Right Way

Investing is fairly a risky business, but people who know how to manage their finances can benefit a lot from it. As an employee you can invest your CPF savings in a company or venture that looks profitable to you. You can put your money into insurance, unit trusts, fixed deposits, or shares. If you're not sure about this, it's ideal to seek guidance from a financial advisor regarding your CPF investment, or you can simply put off your investment plans.

If you are serious about wealth management Singapore financial advisory services are what you should seek. Financial advisors can give sound advice on where to invest and how to avoid the risk of losing all your hard-earned money. Through the help of a financial advisor, you can identify what type of investment you must go into. Aside from this, a financial advisor can help you manage other finance-related matters including insurance. So if you need support in insurance planning Singapore financial advisors can be of great help.

Ways To Find A Financial Advisor

Although your CPF savings in your account can earn you minimal interest annually, you will have the opportunity to grow your CPF investment if you choose the right investment plans with the help of a respectable financial advisor. The financial advisor can teach you proper ways in investing your money to let it grow.

You can use the Internet to search for a reliable financial advisory company that can provide you with professional financial advisors for your CPF investment plan. Choose someone who has had a long experience in finance and investment, but you also have to make sure that the financial advisor you choose must have provided favorable results to their clients.




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