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Tuesday, 16 April 2013

Would Collecting Child Support & Student Debt Bring About Crisis?

By Rob Sutter


It's amazing to read just where a majority of debt comes from in the world. Sometimes you would think that unpaid taxes are to blame and while this isn't exactly something to sweep under the rug, there are other causes which deserve to be mentioned. Collecting child support and student loans are some of the biggest. What I didn't realize, however, is that the amounts are even greater than what I had ever imagined before the facts were brought to my attention.

An article on the Huffington Post spoke about how student debt has went up in the past number of years. If you need exact specifics, the story told about how there was an increase between 2005 and 2012, rising from $364 billion to $904 billion. It's apparent that while the former amount is nothing to scoff at, it's mere child's play to where it stood one year ago. It's surprising just how much the degree of debt has leaped over the course of time.

People will be able to say that this amount doesn't matter and that your standard taxpayer is not going to be greatly impacted by this amount. While this is true, to an extent, consider the amount of people who are continually paying off their own loans. Due to such outrageous levels of defaults, it's challenging for some former students to make the payments as they come. Keep in mind, though, that the companies who operate in this regard are simply going about their jobs.

There is also the issue of collecting child support and, much like student loans, this is a responsibility that has to be attended to on a periodic basis. However, there are those who simply don't understand that they cannot slip by without paying because they are hindering the lives of many people. Is it right for a single parent to miss the amount which he or she should be given constantly? This is yet another instance where reputable agencies like Rapid Recovery can come into play.

If you were to say that these problems will be able to be solved by the end of the week, you may be sorely mistaken. It's apparent that, with student debts going up to over $900 billion, such problems are going to be cleared up in a day's time. This is a problem that has to be handled in a timely manner an there has to be patience involved, too. Collectors seem to be working in order to clear up the issues and my only hope that we see a substantial drop in debt by the end of the year.




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