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Sunday, 14 February 2016

Learn What Makes A Good Wealth Management Advisor Great

By Joshua Wright


If you think acquiring wealth is a challenging task, try managing your finances. The fact is that many people acquire a substantial amount of money each month. The difference between the haves and haves not is mostly the way they manage and handle their finances. Some people are good in impulse buying, while others are keen to plan properly before spending their money. If you are wondering why even after working so hard you have never had financial freedom, find help from a reputable independent financial adviser. Considering the below factors can help you choose the best wealth management advisor.

Get your goals right. The goals you have set determine liquidity desire, risk tolerance, future liabilities, finances needed for your family lifestyle and return objectives. This means you should have a success map for you and your family in line with the properties and money you have. A professional with skills in managing properties and money will harmonize all your focused priorities and help your family come up with a plan to support your future objectives.

Your investment needs can help you know the kind of consultant to hire. You need an expert who not only understands your investment needs, but also in a position to offer sound advice on the same. The expert should also help you discern the project with positive NPV, the best places to acquire a loan, and how to plan your properties.

Assess the investment philosophical goals of the professional you intend to work with. Find out if they have distinct skills in managing properties and money with the future generation in mind. If there are assets and properties you intend to allocate to your children, check if the professional could have a better distribution matrix. Other philosophical goals they should have include choosing wise strategies and investments for your clients, researching on other investment opportunities and purchasing discounted securities.

If most of the past clients were not happy with the services the expert offered, consider an alternative. You cannot rely on what the expert says only. As any other business person, the expert is likely to say good things about the services they offer. However, people who have received the services before will offer you honest and unbiased information about your prospective advisors.

Feel free to ask for referrals. This will help you avoid the mistake of hiring incompetent expert to help you manage your hard earned wealth. Finding competent advisors may not be easy. However, you can rely on trust and estate attorney or accountants to help you have a list of reliable prospective experts. You may also rely on close friends and family for referral.

Financial aspects can be challenging at times. Actually, investment is all about taking risks. You cannot afford to be risk averse and assume that all will go well as far as your investment is concerned. The professional you hire should encourage you whenever things do not flow as intended.

Lastly, ensure you are contented with the performance portfolio of the potential expert. To achieve this, read their entire prospectus and evaluate whether their economic cycles relate to your investment objectives. If the professional has customized portfolios, check if their previous investment decisions were timely. You could also ask them if the returns you should expect are net-of-fees, gross-of-fees or even gross-of-some-fees such as mutual fund and advisory expenses.




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