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Friday, 5 September 2014

Learn About Healthcare Reform Insurance Options Provided By Suwanee GA Insurance Agents

By Samital Leah Zerna


The confusion over the launch of the federal healthcare exchange and the rush for signups left many people in dire need of assistance. The help lines and government officials were overwhelmed with calls. This is when the health insurance agents Suwanee GA and other communities have listed in the yellow pages were called upon to help guide people through the process.

At the end of the day, around 220,000 Georgia residents were able to enroll into plans being offered by insurers competing for customers in the new marketplace. A lot of them started off having doubts about everything from their eligibility to the type of plan, its pricing, available subsidies, co-payments and so on. The agents and the insurers they represented helped the government get everyone through the enrollment process.

The next round is now about to begin, and it's more than likely that some chaos will once again ensue. Hundreds of thousands of people will immediately try to sign up for affordable plans. This might be a good time to find out more about the healthcare reform options beforehand, and avoid that last minute bedlam.

Note that agents for private insurers are legally allowed to guide consumers through the signup process to enroll into a health plan via the marketplace. Unlike government help lines and counselors, the agent is also allowed to suggest specific plans. This ensures that consumers are able to choose the best plan available in the marketplace that might be perfect for them as individuals or as a small business.

The key change in process is that consumers don't enroll into a plan directly with the insurer. Instead, they go through the marketplace. The intention here is obviously to lower healthcare prices by making insurers compete for clients.

Another advantage is that many buyers are eligible for additional tax credits approved under the Affordable Care Act. It further lowers the cost of healthcare, allowing access to people who are most in need of it. Those in Suwanee and the rest of Georgia with insufficient or no healthcare through Medicare or an employer-sponsored group plan should contact insurance agents immediately and find out what they need to do to enroll.




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