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Friday, 26 September 2014

How A Notary Public Philadelphia PA Can Help You

By Karina Frost


A notary public is a public servant who is appointed by a state official such as a governor, state secretary or a lieutenant governor. This professional can also be appointed by the state legislature. In Pennsylvania, notaries are empowered to perform a number of official acts. They take verifications, affidavits, depositions and acknowledgements, administer affirmations and oaths, certify copies of documents and protest dishonored negotiable instruments.

Public notaries are prohibited from providing their clients with legal advice or drafting documents like mortgages, contracts, wills, leases, powers of attorney, bonds and liens. Therefore, notaries cannot help their clients draft any document that needs to be notarized. By using the services of a notary public Philadelphia PA dwellers can strengthen the validity of certain legal documents. The participating parties can also be protected from fraud.

If you want to have a certain legal document notarized, you should appear before a notarial officer and provide him or her with document that contains your name and a photograph. Examples of such documents are military IDs, drivers licenses and passports. Notarial officers are not required to have a lot of prior knowledge or specialized training. They are only required to pass an exam and undergo a background check in order to get a license.

Knowing the identity of a person before notarizing a document is essential. Therefore, the notarial officer may spend a few minutes verifying the identity of each person who is signing a legal document. After certifying a document, a notarial officer seals it with an official seal and records the transaction in a register. By having documents notarized, you can avoid being a victim of misrepresentation, scams, fraud or forgery.

A notary public also helps prevent fraudulent activities from taking place because people who are getting a document notarized have to meet a number of requirements. One requirement is that the clients of the professional have to meet him or her personally. In this way, imposters can find it very difficult to have a document notarized.

Notarial officers also ensure that the people who want to have a document notarized understand why they are doing so and are not being forced to do so. In this way, the likelihood of a forced transaction taking place is quite low. These professionals also check the documents that need to be notarized thoroughly to make sure that they are not incomplete. This helps prevent people from signing incomplete documents that may be used for different purposes.

Notaries are also required to record all transactions they notarize in a notarial journal. This journal becomes part of public records and serves as a paper trail that can be used as evidence if an act of fraud occurred or was attempted. In times when dealing with strangers is the norm, requiring certain documents to be notarized provides a significant level of protection against fraud.

Notaries work in various institutions while others travel to meet their clients. Most banks have notarial officers working for them so that all documents that need to be officially witnessed by a notarial officer can be notarized on their premises. Most government offices also have notarial officers. Law offices, police precincts and courthouses also have employees who are licensed to work as notary publics.




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1 comment:

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