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Saturday, 24 November 2018

Tips For ATM Fraud Prevention Australia

By Daniel Watson


Australians are among the top users of ATM cards. Because many of them don't like carrying cash around to buy items or make transfers especially when the machines, including the POS, are working. They are also more prone to ATM card fraud. However, they can employ some tips for ATM fraud prevention Australia that can ensure their safety.

No matter how urgently you need some cash or want to do a transfer or a top up to your phone line, don't be moved to use a machine you are not sure of. Machines situated in a bank or by a bank should rather be used. If you find one in a supermarket or an eatery, it is also safer to use if the stores have not been linked to any criminal offense.

Anything that will make you go to the machines in the night should be avoided as much as possible. Some thieves believe that this is the best place to make a fortune having failed in their activities during the day. If there is an emergency that makes it indispensable to go there, you should try to do it with your friends.

Furthermore, you may have to change your PIN every time you suspect that it has been compromised. When entering your PIN, try not to expose it because someone else may be watching from behind. Even when you just received the card from the bank or any other financial institution, you would need to change it before it long.

People who have activated their phone and email alerts for their bank accounts won't have so much to deal with. They will easily know when an impostor tries to steal their money and so contact the police and bank to do the needful. If money was withdrawn, the owner will know exactly where because the alert will also contain the address where the machine was fixed. It also happens this way when it is POS that is being used.

Using a machine located in a bank is better because getting back your card would be easier if it gets trapped. This is unlike using it on a machine you don't even know who manages. Losing your card is another way to be defrauded but this can be minimized by putting it in a wallet or at the back of your phone in its pouch.

If you know you do not need the receipts for the transaction you are doing, simply select "No" when you are asked. If not, tear the receipts into shreds when you finish reading them. Don't give anyone the chance to take a look of your account details especially when you don't trust them.

Some card owners are in the habit of using their date of birth as their PIN. This is wrong because someone can easily get this correct and steal every cent you have saved. Make sure you change it for something more challenging and when you have successfully come up with one, try not to write it down so that someone else will never see it.




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