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Friday, 3 June 2016

How To Be Eligible For HUD Housing

By Charles Rogers


Having a house to live comfortably in is a basic need for every human being. The government established the HUD housing department to ensure that those in need have a roof over their heads. Those who are catered for in this program are the poor people who earn below average, the elderly and the physically challenged people. To qualify for this program, one must meet some qualifications that you need to meet. This is done to keep away freeloaders and untrustworthy people.

The government is very strict in knowing the income you get yearly or monthly. This is to determine if your financial status reflects if you are sincerely needy. Some people like to get free things while they can quickly earn them by themselves. To be eligible, you must be below eighty percent of the average of money made by people in your area. If you are below the set limit, then you are allowed to apply for this program.

The privilege of getting these houses for free or at a very low cost is aimed at helping the low-income earners, people with disabilities and the old. Therefore, you have to present the department with your age, disability status, the number of people you live with and the marital status. This will help the authority to determine if you are eligible or not.

The citizenship of the individual is very necessary if you think of applying for housing. To be qualified for this process, an individual must be a citizen of the country. This is done to avoid getting applications from illegal immigrants or non-citizens who are not mentioned as an exceptional group in the constitution. If you are hosting a relative who is not eligible according to the constitution, you are also automatically disqualified.

The department is very strict about the social security number. Every family member must provide the documents showing that they have the number. If any of the people you live with have no documentation, you are automatically disqualified from this process. Children who are six years and below can be exempted of the parents show that the kids have never been assigned with the number.

Some forms are passed out to every family member who has attained the legal age of eighteen. They are called consent forms. The forms should be filled by those who are above that age including the family head and the spouse.

The background check will be conducted for all members that live in a particular home to identify if there is any among you has a criminal past. They will check the records in courts or the police to determine whether you are a law abiding citizen. If you are clean, then you are allowed to apply for housing. No offender can be given a government house.

The government gives help to those who work for more than twenty hours in a week. You should show that at least you are an industrious citizen who if given the chance can play a role in the economy of the country. You should not have very many debts that exceed the income you earn.




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