Pages

Sunday, 1 May 2016

Benefits Of Having To Buy Surety Bonds In Los Angeles

By Jerry K. Lewinski


Doing business involves a lot of risks. Whereas you cannot eliminate a risk, you can at least make the risk more bearable in case it happens. When you buy surety bonds in Los Angeles, you safeguard your business and the interests of your clients.

There are different circumstances that may make a company to be bonded. A surety bond is an agreement between contractors and their clients. It consists of three parties that is the principal, obligee and the surety. The principal is the contractor or business that does a particular kind of work and needs a guarantee that shows that they have the financial capability to complete their work.

The obligee is the person or entity that requires the guarantee from the company. Obligees mostly are government agencies that work to ensure the industries are regulated and that there are no financial losses incurred. Sureties on the other hand are insurance companies whose role is to back up the principal by providing credit in case the he fails to meet the requirement for the work.

A company doing construction work must be bonded as required by the California Contractors State License Board. There are three different kinds of bonding that can be bought. They include the bid, performance and payment types. The first one acts as guarantee that a company will enter in to a contract if awarded the bid. The performance surety acts as a guarantee that the company will work as per the terms of the contract. Payment type guarantees that a contractor will pay for the materials and services of subcontractors.

There are many reasons that may prompt a business to become bonded. One of them is the benefit of attracting more clients. A contractor who is fully bonded is more assuring on the quality of work. In business services such as home care agencies, it helps to protect the belongings of the client from theft. At times the requirement comes from the regulations of the California State. All construction companies in Los Angeles are required by the California Contractors State License Board.

There are some factors and requirements that you must check before you seek to be bonded. Check the regulations of your industry with the licensing board. Have a Certified Public Accountant prepare your financial statement. The company that you hire will evaluate your professional integrity, the capacity and stability of your business.

There are many sureties in Los Angeles that you can contact. Some specialize in dealing with specific types of industries while others look at the contract sizes of the contractor. Companies that work with large contractors may have a too slow turnaround time for smaller ones.

The first part in making a purchase involves filing an application. You will have to provide information concerning your business and the amount of bond that you require. The next step involves signing of indemnity agreement and payment of premium and you will have your agreement.




About the Author:



No comments:

Post a Comment