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Monday, 6 July 2015

Details On How To Be Frugal

By Jordan Schmidt


In simpler terms, a frugal person is the kind of person who emphasizes on utmost economization of his resources, be it food, money or even time. He believes in the art of using as little as possible and making sacrifices where he can to make sure that all type of extravagant behavior and wastefulness is avoided. In relation to this below are details on how to be frugal.

This kind of living usually puts one in a position that they actually spend less than they earn no matter what their income is. This means that there is always that surplus amount of money which is created. It may be used for different purposes including paying off loans, investing or even saving it, maybe in the bank for it to generate interest.

For starters, the number of cars used in a family is in direct proportion with how much money spent on motor vehicles. The less the cars, the less the money spent of servicing it and also fueling it. Families should come up with a way of ensuring that they can be able to use just a single family car instead of multiple ones.

It is always a prestige for one to own that big and beautiful dream house. However, for the frugal person, this can be classified as a luxury which needs to be done away with. The fact that one is in a position to build a ridiculously large mansion does not mean that it is a priority for them. One is supposed to ensure that he opts for a smaller house which is of course comfortable for everyone.

Another important aspect to put in place is the use of second hand stuff. In the event that one really needs something, instead of spending a fortune trying to purchase one, they may try to consider looking for secondhand ones. Just by asking around among family and friend, one may be surprised to find out the deal which they can land on. At the end of the day, a huge amount of money is saved.

To make sure that as much money as possible is saved, it is important to reduce the number of times that one eats out in hotels and restaurants. When calculation is done, one finds out that they spend triple the money they are supposed to spend as compared to eating at home. Cooking of meals for the whole family at home is way more economical.

Many people, especially women, have the habit of buying random stuff either on the streets or in the shopping malls. This is a very dangerous habit as it makes people spend money which they had not accounted for earlier on. To help stop this bad behavior, they should avoid hanging out in the malls every time to reduce the temptation to buy items by impulse.

To sum up the above, as times are getting harder and earnings living is proving to be more difficult, it is important that individuals from all over the world adopt this culture of saving as it not only makes sure that one is free of debts but is also makes them be able to do other stuff like invest in businesses to help the generate more income.




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